Hits: 14
Just look at yourself and ask if you are the person you wanted to be when you got this age. Is this the paradise you wanted to live in, the rapture you thought you would achieve, the absolute happiness you planned for? What might be missing? Do you think its your health? Do you suspect its your bank account? What about your living conditions? Now that is something we can help with. If you are in a tired old flat with no view and 1960’s decor, you can change that in a matter of weeks.
Changing your health might take months and months, and changing your bank account might take years, but you can buy a home and get settled in about 6 weeks if you have good credit and some money to put down. There are even programs for those will little or no down payment, but the point is you can change that part of your world fairly quickly. Have you looked at what is available? Some say our inventory is low and its hurting sales. Take a look and see what you can find. If you can’t find a home that you would be comfortable in, maybe you are already in the right place.
Now that we have solid and consistent growth in sales units, it is inevitable that there may seem to be a shortage in what someone can buy. Some national and local builders are trying to fill the void with new spec homes and new build opportunities that will prove very attractive to some future home buyers. For most of the last 10 years it made more sense to remodel what you already had than to consider upgrading by moving to a home you would prefer for its size, location or quality. But things are changing and a person’s confidence in their own future can be the reason to move to a home they would be happier living in.
You can shop for almost everything (except happiness) online these days and that includes homes. If you find the one you like does not have good photos, ask for better photos, or make a call to a Realtor to arrange a viewing. Is the information that is published helpful in understanding what the home consists of? Are all the usual categories spelled out (type of heat, types of floor covering, number of interior steps, garage yes or no) so you can get a feel for what the home is like?
And how is your credit these days? Would you be able to qualify for a mortgage (if you require one) or do you need to work on that for another year or two? The usual categories apply: stability and length of time in the job you have now – level of income that can be verified – how reliable are you in paying your bills – have you filed for bankruptcy in the last few years? Getting your act together is vital to making an offer on a home. If you need a mortgage, you should have already visited with a mortgage lender about what you can afford.
Do you need to sell the home you are in now to buy another one? If yes, should you wait to look for a new home until you sell your old one? Not really because when that day comes you may not find the right home and only have a month or so to look. I would suggest better to be shopping for the new place and as soon as you are comfortable with the home inventory available, then put your current home on the market. You can do both the sale and the purchase at the same time, but do get professional help from a licensed Realtor who knows their way around the process for both transactions.
My Keller Williams website has a reliable and easy to use search site if you want to take a look. Look for the link in the red box in the top right margin and have some fun. I will be happy to help you with whatever you find.
